Welcome to ODF
ORGANIC DEVELOPMENT FINANCE
Affordable finance to organic agricultural SME’s in emerging countries to increase organic production and achieve sustainable impact for environment and people.
Welcome to ODF
ORGANIC DEVELOPMENT FINANCE
Affordable finance to organic agricultural SME’s in emerging countries to increase organic production and achieve sustainable impact for environment and people.
About us
ODF (Organic Development Finance) was initiated to provide affordable finance to certified organic and regenerative agricultural companies in low-income and emerging countries. The objective is to enhance local supply chains for organic crops in order to realize environmental and social benefits of organic production. Current core investors and partners are Tradin Organic (a specialist in the sourcing, processing and distribution of organic ingredients), USAID, GIZ, and Invest International.
ODF works closely with a number of Buyer Partners to support their suppliers with flexible working capital financing and expertise and during its ‘proof of concept’ phase made 12 investments with 10 suppliers across 9 crops and countries. ODF is now ready to scale and has partnered with FOUNT, an experienced Impact Fund and Investment Advisor.
The affordable working capital is offered to the AgriSME’s in a standardized way and ODF offers revolving facilities to investees ensuring a simple process for follow up loans. Recognizing the seasonal demands of SME’s, particularly during peak harvesting periods, the fund ensures timely disbursement of funds. This enables SME’s to get access to international export markets and to adequately and punctually compensate farmers in line with the bustling harvesting season.
ODF‘s Product Offering:
Affordable and flexible working capital loans
for the sourcing of organic commodities by supplier companies and based on a standardized approach and longer term contracts to enable for repeat deals.
Access to international export markets:
ODF collaborates with strategically chosen Buyer Partners, establishing Long Term Partnerships connecting Buyer Partners, SME’s, and ODF.
E&S impact expertise: Bringing Environmental and Social (E&S) expertise to relevant business.
Tailormade Technical Assistance:
Delivering focused technical assistance that covers environmental and social impact alignment, certification and compliance guidance, comprehensive management support, as well as training and education initiatives.
Supports smallholder farmers, encourages job creation for women and youth
Organic certifications provides social benefits through premium payments, stable income, and safer work.
ODF offers accessible financing to support sustainable agriculture and enhance farmer livelihoods.
ODF offers accessible financing to support sustainable agriculture and enhance farmer livelihoods.
Unique Approach:
Find out everything you need to know and more about how we create our business process models.
Facilitating access for organic suppliers and farmers to international commodity markets and supporting sustainable organic agricultural practices.
ODF has already disbursed several loans to organic producers working closely with smallholder farmers in countries such as Togo, Sierra Leone, Brazil and Mexico for products including orange juice, soy, cocoa and cashew nuts, in its ‘proof of concept phase’ and is now ready to scale-up operations. ODF has an active risk and portfolio management approach. This involves actively selecting, monitoring, and adjusting the fund’s investments based on geographic, crops seasons, impact etc. in a strategic manner.
ODF has a blended capital structure including first loss, mezzanine and senior debt capital and is looking for interested investors to grow the fund to a target capital of EURO 30 million.
Impact
ODF is founded on the proposition that organic agriculture brings benefits to the environment and can provide a safer work and a better livelihood for smallholder farmers through price premiums.
Key impact objectives are:
- Strengthen organic and regenerative agricultural value chains.
- Sustained, improved livelihoods of farmers and workers.
- Promote high social and environmental standards
- Create employment opportunities, especially for women and youth
ODF contributes to SDG 1, 5, 8, 12, 13 and 15.

Strategic Partnerships
with Buyer Partners
ODF is aiming at a number of long-term partnerships with Buyer Partners to obtain a balanced and diversified portfolio. Jointly with these Buyer Partners, ODF will identify potentially repeat clients for different crops in different countries and build a long-term relationship with both Buyer Partner and related supplier companies with the aim to provide adequate finance in a timely and affordable manner and to support on increasing impact. The cooperation would be formally registered by means of a Partnership Agreement between the Buyer Partner and ODF.
Collateral
Each ODF loan to a supplier company will be supported by purchase agreements from one or several Buyer Partners, who then sign a Dutch Security Agreement (“DSA”), where in principle up to 50-70% of the contract will be financed by ODF, as part of a tripartite transaction between ODF, the local supplier and the Buyer Partner. The Buyer Partnership agreement provides standard risk mitigation. A credit agreement between ODF and the supplier will then be signed.
Strategic Partnerships with Buyer Partners
Collateral
Organic
Climate change and environmental degradation pose significant risks to global food supply chains and disproportionally affect emerging markets. By scaling organic farming in emerging markets, the benefits are multiple:

Support
Support SMEs
in emerging
markets

Soil Quality
long term
yields
resilience to
climate change

Water Quality
less surface
pollution
improved ground
water quality

Biodiversity
biodiversity
preservation
carbon sequestriation

Livelihoods
premium
payments
stable income
safer work
Flexible seasonal working capital product
USD or EUR loans secured on buyer contracts.
Loan amounts up to 50-70%
of the value of your contract depending on the product. Typically, 500k-1.5 million.
Tenor aligned
with the seasonal needs of your business.
Accessible interest rates
calculated continuously based on actual loan amount outstanding.
Flexible drawdowns based on need
Repaid capital can be drawn down multiple times throughout the season.
Supply Chain Support Services
Team
Management Board

Supervisory Board Members
Team
Management
board
Supervisory
Board Members
Fount is a leading impact investment firm, providing strategic advisory and investment management services, to drive social and environmental impact, alongside reasonable financial returns in emerging markets.
Fund and Investment Advisor
News

Exciting News from ODF!
We’re thrilled to announce that Organic Development Finance (ODF) has made an investment in Moredocofe S.C, a pioneering organic coffee company in Ethiopia that’s making a remarkable impact in the coffee industry.

New Investment: Supporting Organic Food Production in Egypt
We’re excited to share that Organic Development Finance (ODF) has invested in ISIS Organic, a leading organic food processor in Egypt and part of the SEKEM Group Initiative.

ODF 🤝 Gebana Togo
We’re excited to share that ODF has made a trade finance investment in Gebana Togo, supporting their work in organic soy production.
Interested?
Do you share odf’s vision and want to become part of ODF? Please get in touch with us. Join our journey.
Grievance mechanism
ODF takes all reasonable precautions to conduct its operations in a manner that avoids complaints to the Fund.
Any grievances about the environmental or social aspects of ODF operations should be presented by email or writing to: info@organicdevelopmentfinance.org.